Credit & Lending Specialist
Certificate Overview
This professional certificate has been designed to provide participants with a holistic overview to the key elements for all segments of credit and lending, from consumer to corporate banking. The certificate will develop the knowledge, understanding and abilities relating to credit and lending.
What you will Learn – Key Takeaways
- Introduces the skills and knowledge need to establish and expand their professional lending and credit experience.
Target Audience
This highly practical and interactive certification program has been specifically designed to professionals who are involved in, or aspire to be involved in, any aspect of lending process, including: lenders,
→ Credit analysts and underwriters; and certain client-facing staff who market to or otherwise
→ Professionals work with customers
→ Retail and Commercial lenders and loan officers
→ Relationship managers
→ Branch managers, and advisors;
→ Mortgage specialists and brokers;
Certificate Outline
Consumer Lending
- Assessing the Credit Opportunity
- Repayment Source Analysis
- Making the Credit Decision
- Documenting and Managing the Loan
Retail Lending
- The Retail Lending Business
- Evaluating the Lending Opportunity
- The Application Process
- Credit Verification and Analysis
- Credit Agreement, Security and Legal Consideration
- The Retail Lending Decision
- Credit Risk Management
Commercial/Corporate Lending
- Credit and the Decision Process
- Preliminary Assessment
- Industry and Business Risk Assessment
- Management Risk Assessment
- Financial Risk Assessment
- Integrated Analysis and Decision-Making
- Risk Mitigation through Loan Structure
Exam Requirements
Online Examination will need to be sat under controlled conditions at a PDI accredited centre.
- 70% passing grade
- Exam available in a range of different languages
- 3 Hours duration
